Paperwork Needed

To apply for a loan, you will have to provide the lender with detailed documentation of your financial history. The lender will request a credit report from a credit agency and will verify the information provided in your loan application. Be prepared to provide:
 

  • Social Security numbers for both you and any co-borrowers
  • Copies of your social security card and drivers license
  • Copies of checking and savings accounts bank statements for the past two months
  • Evidence of any other assets such as bonds, stocks, or money saved in retirement programs (i.e. 401k, Sep, IRA, Keogh, etc)
  • Most Recent 2 months of paycheck stubs
  • W-2 withholding forms, & income tax returns for the past two years to verify your income and proof of employment
  • The name and address of someone who can verify your employment (usually your employer, unless self employed)
  • Residence history for the past two years
  • Sales contract for the purchase of a new home
  • Homeowner's association information with contact information if property is a condo or part of a homeowner's association
 
 

Free Consultation

Complete this 30 second form to receive a no obligation consultation. We will analyze your situation and determine the best solution.

Purchase

If you're like most people, purchasing a home is probably one of the biggest investments you'll ever make in your lifetime. If you're considering buying a home, you're likely aware of the complexity of the endeavor. 

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Need More information

Call Us: (210) 601-7074

Email Us: jjrodriguez@rankin.mortgage