At Rankin Mortgage Group, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates. We work with all kinds of properties including single family, 1-4 unit properties, condos, townhomes, manufactured homes, etc.
We work with more than 15 investors. This allows us to get you the best rates on all types of loan programs including: 30yr mortgage, 20yr mortgage, 15yr mortgage, 10yr mortgage, 1yr ARMS, 3yr ARMS, 5yr ARMS, Conventional, Jumbo, Home Equity Mortgage, VA, FHA and USDA. Whether your situation calls for Full Documents, Non-Owner Occupied (Investor) or Multi-Family, we'll fit your needs!
We can also " premium price" a loan that pays us a rebate which we give back to you. As an example, If you need $3000 in closing cost money we might price a loan at .25% more, say from 3.75% to 4.00% and that might pay back enough money so you dont have to pay that $3000 dollars out of your personal bank account, especially if you dont have it in there to begin with.